Letters of credit in 90 seconds
not 21 days.
9 AI agents read both trading parties' documents simultaneously, check 27 UCP 600 articles, and generate a SWIFT MT700-format letter of credit — while a bank officer is still opening the first PDF.
$0T
under UCP 600 annually
0
countries follow UCP 600
0%
rejected on first presentation
0s
Meridian processing time
A $2.3 trillion market running on paper and fax machines
Each LC requires a bank officer to manually read up to 50 documents from 30 stakeholders, assess creditworthiness, check compliance with UCP 600, screen sanctions, and draft the LC. Only 1–2% of trade documents are handled digitally. The process hasn't changed since SWIFT launched in 1977.
Steps 9 & 11 are the bottleneck — two separate banks each take up to 5 banking days. Meridian replaces this in 90 seconds.
9 agents. Two phases. One pipeline.
LC Issuance
6 agents · ~90 seconds
Importer Intelligence
Credit scoring, financial analysis, KYC verification
Exporter Intelligence
Counterparty risk, export history, banking reference
Trade Intelligence
Sanctions screening, HS code validation, dual-use check
Risk Synthesis
Compounding factor analysis, unified risk score
UCP 600 Compliance
27 articles + 6 eUCP v2.1, article-by-article check
LC Generator
LC document + SWIFT MT700 + Officer Decision Brief
Document Examination
3 agents · all parallel
Document Examiner
Commercial Invoice + Packing List — Articles 18, 14
Transport Examiner
Bill of Lading + Certificate of Origin — Articles 20, 27
Insurance Examiner
Insurance Certificate — Article 28 (110% CIF)
3 Outputs
Built for production
Gemini 3 Flash
1M token context window. All 6 documents in a single pass — no chunking. Structured JSON output via response_schema.
LangGraph
Directed acyclic graph. Fan-out 3 parallel agents, fan-in merge, then sequential chain. Shared MeridianState TypedDict.
FastAPI + SSE
Async backend streaming agent_status, agent_thinking, and agent_complete events in real-time to the frontend.
Next.js 16
React 19, App Router, Turbopack. useSSE hook subscribes to EventSource for live agent thinking messages.
UCP 600 Engine
27 of 39 articles + 6 eUCP v2.1. The 12 skipped are legal disclaimers, inter-bank ops, and rare transport — not document-checkable.
SWIFT MT700
Production-ready banking message format. 14+ field tags verified against SWIFT standards. Used by 11,500+ institutions.
See it work.
4 pre-built scenarios. From clean approval to sanctions decline. No setup required.
Launch Demo